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California insurance companies often study factors (e.g., the proximity to a maj

ID: 3124251 • Letter: C

Question

California insurance companies often study factors (e.g., the proximity to a major earthquake fault) that may influence homeowners' decisions to purchase earthquake insurance. Surveys were mailed to residents in three California counties to investigate the possible proximity effect. The data collected are shown below: Los Angeles County is the closest of the three to a major earthquake fault. Are homeowners in Los Angeles County more likely to purchase insurance than those in Santa Clara County? Use alpha = 0.05. (Optional) Are homeowners in Los Angeles County more likely to purchase insurance than those in San Bernardino County? Test using alpha = 0.05.

Explanation / Answer

Here we have to compare the proportions of Los Angeles and Santa Clara first

H0: p1 = p2

Ha" p1 >p2

Right tailed test

Alpha = 0.05

p1 = 0.377= and p2 = 0.325

p1-p2 = 0.052

Z = p diff/std dev = 2.5485

pvalue =0.00539

As p <0.05 reject null hypothesis

Los angels have more proportion for insurance than Santa clara

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Now comparing Los Angles and San Bernardino

H0: p1 = p3

Ha" p1 >p3

Right tailed test

Alpha = 0.05

p1 = 0.377= and p2 = 0.335

p1-p2 = 0.052

Z = p diff/std dev = 2.1233

pvalue =0.017

As p <0.05 reject null hypothesis

Los angels have more proportion for insurance than San Bernardino

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