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HiLo, Inc., doesn’t face any taxes and has $57.4 million in assets, currently fi

ID: 2742266 • Letter: H

Question

HiLo, Inc., doesn’t face any taxes and has $57.4 million in assets, currently financed entirely with equity. Equity is worth $5 per share, and book value of equity is equal to market value of equity. Also, let’s assume that the firm’s expected values for EBIT depend upon which state of the economy occurs this year, with the possible values of EBIT and their associated probabilities as shown below:

The firm is considering switching to a 25-percent-debt capital structure, and has determined that it would have to pay a 9 percent yield on perpetual debt in either event. What will be the standard deviation in EPS if the firm switches to the proposed capital structure? (Do not round intermediate calculations and round your final answer to 2 decimal places.)


HiLo, Inc., doesn’t face any taxes and has $57.4 million in assets, currently financed entirely with equity. Equity is worth $5 per share, and book value of equity is equal to market value of equity. Also, let’s assume that the firm’s expected values for EBIT depend upon which state of the economy occurs this year, with the possible values of EBIT and their associated probabilities as shown below:

Explanation / Answer

In the new capital structure, firm is switching to 25% debt capital structure. Hence the Equity would be 75% and debt would be 25%

New Equity = 75%*$574,000,000= $43,050,000

New Debt = 25%*$574,000,000= $14,350,000

Interest expense for the firm under new capital structure is 9% of the debt portion

Interest = 9%*14,350,000 = 1,291,500

Number of shares outstanding in the new capital structure =$43,050,000/$5

Number of shares = 8,610,000

Net income of the firm = EBIT – Interest Expense

State

Pessimistic

Optimistic

Expected EBIT

1,808,100

15,928,500

Debt Amount

14350000

14350000

Interest Rate

9%

9%

Interest Expense

1291500

1291500

Net Income

516,600

14,637,000

EPS = Net Income / Number of shares outstanding

EPS Pessimistic = $516,000 / 8,610,000 = $0.06

EPS Optimistic = $14,637,000 / 8,610,000 = $1.70

Expected value of EPS = Weighted average of EPS for both scenario

Expected value = 0.45 *0.06 + 0.55 * 1.70 = 0.962

State

Probability

EPS

Deviation from expected value

Squared deviation

Pessimistic

0.45

0.06

-0.902

0.813604

Optimistic

0.55

1.7

0.738

0.544644

Variance is weighted average of squared deviation

Variance = 0.45 * (0.813604) + 0.55 * (0.544644) = 0.665676

Standard Deviation = Squared root of Variance = SQRT(0.665676) = 0.82

State

Pessimistic

Optimistic

Expected EBIT

1,808,100

15,928,500

Debt Amount

14350000

14350000

Interest Rate

9%

9%

Interest Expense

1291500

1291500

Net Income

516,600

14,637,000

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