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What is the present value of $3,200 per year, at a discount rate of 10 percent,

ID: 2796702 • Letter: W

Question

What is the present value of $3,200 per year, at a discount rate of 10 percent, if the first payment is received 6 years from now and the last payment is received 20 years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

What is the present value of $3,200 per year, at a discount rate of 10 percent, if the first payment is received 6 years from now and the last payment is received 20 years from now? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Explanation / Answer

Total number of payments = 15

Present value at t =5

PV of annuity = P*[(1-(1+r)^(-n)) / r]

P - Periodic payment

r - rate per period

n - number of periods

PV of annuity = 3200*((1-(1+0.1)^(-15)) / 0.1) = 24339.45

Present value at t=5

PV = 24339.45/(1+0.1)^5 = $15112.89

Present value = $15112.89

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