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8.6 (Savings Account Class) Create class SavingsAccount. Use a static variable a

ID: 3605949 • Letter: 8

Question

8.6 (Savings Account Class) Create class SavingsAccount. Use a static variable annualInter- estRate to store the annual interest rate for all account holders. Each object of the class contains a private instance variable savingsBalance indicating the amount the saver currently has on deposit. Provide method calculateMonthlyInterest to calculate the monthly interest by multiplying the savingsBalance by annualInterestRate divided by 12-this interest should be added to savings Balance. Provide a static method modifyInterestRate that sets the annualInterestRate to a new value. Write a program to test class SavingsAccount. Instantiate two savingsAccount objects, saverl and saver2, with balances of $2000.00 and $3000.00, respectively. Set annualInterestRate to 4%, then calculate the monthly interest for each of 12 months and print the new balances for both savers. Next, set the annual Intere stRate to 5%, calculate the next month's interest and print the new balances for both savers

Explanation / Answer

SavingsAccount.java

public class SavingsAccount {
//Declaring static variable
static double annualInterestRate;

//Declaring instance variable
private double savingsBalance;

//parameterized constructor
public SavingsAccount(double savingsBalance) {
super();
this.savingsBalance = savingsBalance;
}

//This method will calculate the monthlyInterest and update savings balance
public void calculateMonthlyInterest() {
savingsBalance += savingsBalance * (annualInterestRate / 1200);
}

//This method will modify the interest rate based on supplied new interest rate as parameter
public static void modifyInterestRate(double newAnnualInterestRate) {
annualInterestRate = newAnnualInterestRate;
}

public double getSavingsBalance() {
return savingsBalance;
}

}

________________

Test.java

public class Test {

public static void main(String[] args) {
SavingsAccount saver1 = new SavingsAccount(2000.00);
SavingsAccount saver2 = new SavingsAccount(3000.00);
SavingsAccount.annualInterestRate = 4;

System.out.println("Saver 1#");
System.out.println("Month Balance");
for (int i = 1; i <= 12; i++) {
saver1.calculateMonthlyInterest();
System.out.printf("%d %.2f ", i, saver1.getSavingsBalance());
}
System.out.println("Saver 2#");
System.out.println("Month Balance");
for (int i = 1; i <= 12; i++) {
saver2.calculateMonthlyInterest();
System.out.printf("%d %.2f ", i, saver2.getSavingsBalance());
}
System.out.printf("After 12 months New Balance of saver#1 :$%.2f ", saver1.getSavingsBalance());
System.out.printf("After 12 months New Balance of saver#2 :$%.2f ", saver2.getSavingsBalance());


System.out.println("After changing Interest rate to 5%");
SavingsAccount.modifyInterestRate(5);

saver1.calculateMonthlyInterest();
System.out.printf("New Balance of save#1 :$%.2f ", saver1.getSavingsBalance());

saver1.calculateMonthlyInterest();
System.out.printf("New Balance of saver#2 :$%.2f ", saver2.getSavingsBalance());


}


}

___________________

Output:

Saver 1#

Month Balance

1 2006.67

2 2013.36

3 2020.07

4 2026.80

5 2033.56

6 2040.33

7 2047.14

8 2053.96

9 2060.81

10 2067.68

11 2074.57

12 2081.48

Saver 2#

Month Balance

1 3010.00

2 3020.03

3 3030.10

4 3040.20

5 3050.33

6 3060.50

7 3070.70

8 3080.94

9 3091.21

10 3101.51

11 3111.85

12 3122.22

After 12 months New Balance of saver#1 :$2081.48

After 12 months New Balance of saver#2 :$3122.22

After changing Interest rate to 5%

New Balance of save#1 :$2090.16

New Balance of saver#2 :$3122.22

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