When someone is using my cell phone, I will sometimes give them the PIN number t

Question

When someone is using my cell phone, I will sometimes give them the PIN number to unlock it so they don't have to ask me. Clearly, I only tell the code to people I trust not to mess up my phone. However, let's say an attacker overhears me telling someone I trust (or the person I trust later turns evil and plots to take over my phone). Either way, the attacker doesn't have physical access to the phone. What can he do? I don't think phones OS' are like laptop and desktop OS' in that the "user password" can also be used to gain remote access, but I'd like to make sure. My phone is a Windows Phone (8.1), but I'd appreciate answers for iOS and Android too.

Explanation / Answer

Short Answer: For Windows phone, Android and iOS he would not be able to do anything. A PIN would only be useful to a attacker physical access or if he had remote access to your phone. If you are the average person and not high up in government you have nothing to worry about.

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